{"id":1749,"date":"2024-10-25T21:46:06","date_gmt":"2024-10-25T14:46:06","guid":{"rendered":"https:\/\/sepay.vn\/blog\/?p=1749"},"modified":"2025-12-05T09:01:35","modified_gmt":"2025-12-05T02:01:35","slug":"vietqrpay-la-gi-ung-dung-cua-vietqrpay-trong-thanh-toan","status":"publish","type":"post","link":"https:\/\/sepay.vn\/blog\/vietqrpay-la-gi-ung-dung-cua-vietqrpay-trong-thanh-toan\/","title":{"rendered":"VietQRPay l\u00e0 g\u00ec? \u1ee8ng d\u1ee5ng c\u1ee7a VietQRPay trong thanh to\u00e1n"},"content":{"rendered":"

VietQRPay l\u00e0 m\u1ed9t d\u1ecbch v\u1ee5 thanh to\u00e1n do NAPAS ph\u00e1t tri\u1ec3n, gi\u00fap mang tr\u1ea3i nghi\u1ec7m thanh to\u00e1n \u0111\u01a1n gi\u1ea3n, \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng d\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng VietQR. VietQRPay gi\u00fap kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn d\u00f9ng ngu\u1ed3n ti\u1ec1n t\u1eeb th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ec3 thanh to\u00e1n qua qu\u00e9t m\u00e3 QR.<\/p>\n

\"Logo
Logo VietQRPay<\/figcaption><\/figure>\n

Tr\u01b0\u1edbc \u0111\u00e2y, VietQR (hay c\u00f2n g\u1ecdi l\u00e0 VietQR Transfer) ra \u0111\u1eddi \u0111\u1ec3 \u0111\u00e1p \u1ee9ng vi\u1ec7c chuy\u1ec3n ti\u1ec1n nhanh gi\u1eefa ng\u01b0\u1eddi v\u1edbi ng\u01b0\u1eddi. Tuy nhi\u00ean v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd c\u1ee7a VietQR, h\u1ea7u h\u1ebft t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u00e3 \u00e1p d\u1ee5ng VietQR v\u00e0o cho chuy\u1ec3n kho\u1ea3n nhanh. Vi\u1ec7c n\u00e0y l\u00e0m xu\u1ea5t hi\u1ec7n nhu c\u1ea7u c\u1ea5p thi\u1ebft l\u00e0 ph\u1ea3i t\u00e1ch lu\u1ed3ng chuy\u1ec3n kho\u1ea3n gi\u1eefa chuy\u1ec3n kho\u1ea3n th\u00f4ng th\u01b0\u1eddng v\u00e0 chuy\u1ec3n kho\u1ea3n thanh to\u00e1n, v\u00ec v\u1eady, VietQRPay ra \u0111\u1eddi.<\/p>\n

Nh\u01b0 v\u1eady, ch\u00fang ta th\u1ea5y s\u1ebd c\u00f3 VietQR Transfer (l\u00e0 VietQR hi\u1ec7n t\u1ea1i) v\u00e0 VietQRPay. Hai chu\u1ea9n VietQR n\u00e0y c\u00f3 th\u1ec3 kh\u00e1c nhau nh\u01b0 sau:<\/p>\n\n\n\n\n\n\n\n\n\n\n
<\/td>\nVietQR (hay c\u00f2n g\u1ecdi l\u00e0 VietQR Transfer)<\/strong><\/td>\nVietQRPay<\/strong><\/td>\n<\/tr>\n
Ph\u1ee5c v\u1ee5 cho<\/strong><\/td>\nChuy\u1ec3n kho\u1ea3n th\u00f4ng th\u01b0\u1eddng gi\u1eefa ng\u01b0\u1eddi v\u1edbi ng\u01b0\u1eddi<\/td>\nChuy\u1ec3n kho\u1ea3n thanh to\u00e1n<\/td>\n<\/tr>\n
\u0110\u1ed1i t\u01b0\u1ee3ng nh\u1eadn thanh to\u00e1n<\/strong><\/td>\nNg\u01b0\u1eddi d\u00f9ng b\u00ecnh th\u01b0\u1eddng<\/td>\nNg\u01b0\u1eddi b\u00e1n (merchant)<\/td>\n<\/tr>\n
Thanh to\u00e1n t\u1eeb ngu\u1ed3n th\u1ebb t\u00edn d\u1ee5ng<\/strong><\/td>\nKh\u00f4ng h\u1ed7 tr\u1ee3<\/td>\nC\u00f3 h\u1ed7 tr\u1ee3<\/td>\n<\/tr>\n
H\u1ed7 tr\u1ee3 thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi (VietQRGlobal<\/a>)<\/strong><\/td>\nKh\u00f4ng h\u1ed7 tr\u1ee3<\/td>\nC\u00f3 h\u1ed7 tr\u1ee3. Bao g\u1ed3m Trung Qu\u1ed1c, Th\u00e1i Lan, L\u00e0o, Campuchia, \u0111ang ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng sang H\u00e0n Qu\u1ed1c, Nh\u1eadt B\u1ea3n…<\/td>\n<\/tr>\n
M\u00e3 QR \u0111\u1ed9ng theo \u0111\u01a1n h\u00e0ng<\/strong><\/td>\nKh\u00f4ng h\u1ed7 tr\u1ee3<\/td>\nC\u00f3 h\u1ed7 tr\u1ee3. M\u1ed7i \u0111\u01a1n h\u00e0ng sinh ra 1 QR \u0111\u1ed9ng (VA). QR s\u1ebd b\u1ecb v\u00f4 hi\u1ec7u h\u00f3a sau khi thanh to\u00e1n th\u00e0nh c\u00f4ng.<\/td>\n<\/tr>\n
H\u1ed7 tr\u1ee3 \u0111\u1ed1i so\u00e1t, ho\u00e0n ti\u1ec1n nhanh<\/strong><\/td>\nKh\u00f4ng h\u1ed7 tr\u1ee3<\/td>\nC\u00f3 h\u1ed7 tr\u1ee3<\/td>\n<\/tr>\n
D\u1ef1 ki\u1ebfn ph\u1ed5 r\u1ed9ng<\/strong><\/td>\n\u0110\u00e3 ph\u1ed5 r\u1ed9ng<\/td>\n\u0110\u1ea9y m\u1ea1nh v\u00e0o cu\u1ed1i n\u0103m 2025<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Tr\u01b0\u1edbc \u0111\u00e2y, ch\u00fang ta hay nghe \u0111\u1ebfn VietQR. \u0110\u00e2y l\u00e0 d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n nhanh qua qu\u00e9t m\u00e3 \u0111\u01b0\u1ee3c NAPAS tri\u1ec3n khai t\u1eeb n\u0103m 2021. Trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, nh\u1edd c\u00f3 VietQR, thanh to\u00e1n qua qu\u00e9t m\u00e3 \u0111\u00e3 len l\u1ecfi v\u00e0o m\u1ecdi m\u1eb7t c\u1ee7a \u0111\u1eddi s\u1ed1ng ng\u01b0\u1eddi d\u00e2n Vi\u1ec7t Nam. Th\u00fac \u0111\u1ea9y th\u00f3i quen c\u1ee7a kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng \u1ee9ng d\u1ee5ng thanh to\u00e1n ng\u00e2n h\u00e0ng tr\u00ean \u0111i\u1ec7n tho\u1ea1i.<\/p>\n

Hi\u1ec7n t\u1ea1i NAPAS \u0111ang ph\u00e1t tri\u1ec3n th\u00eam d\u1ecbch v\u1ee5 thanh to\u00e1n<\/a> n\u00e2ng cao h\u01a1n v\u1edbi t\u00ean VietQRPay. D\u1ecbch v\u1ee5 thanh to\u00e1n n\u00e0y \u0111\u01b0\u1ee3c cho l\u00e0 n\u00e2ng cao h\u01a1n so v\u1edbi VietQR, gi\u00fap t\u00e1ch b\u1ea1ch vi\u1ec7c thanh to\u00e1n chuy\u1ec3n kho\u1ea3n th\u00f4ng th\u01b0\u1eddng v\u00e0 thanh to\u00e1n h\u00f3a \u0111\u01a1n, d\u1ecbch v\u1ee5. \u0110\u1ed3ng th\u1eddi kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng ngu\u1ed3n ti\u1ec1n t\u1eeb th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n qu\u00e9t m\u00e3, thay v\u00ec ch\u1ec9 s\u1eed d\u1ee5ng \u0111\u01b0\u1ee3c ti\u1ec1n \u0111ang c\u00f3 s\u1eb5n trong t\u00e0i kho\u1ea3n nh\u01b0 tr\u01b0\u1edbc.<\/p>\n

L\u1ee3i \u00edch c\u1ee7a VietQRPay v\u1edbi ng\u01b0\u1eddi b\u00e1n<\/h2>\n

VietQRPay s\u1eed d\u1ee5ng QR \u0111\u1ed9ng theo t\u1eebng \u0111\u01a1n h\u00e0ng, cho ph\u00e9p qu\u00e9t m\u00e3 thanh to\u00e1n s\u1ed1 ti\u1ec1n ch\u00ednh x\u00e1c. \u0110\u1ed3ng th\u1eddi QR s\u1ebd b\u1ecb v\u00f4 hi\u1ec7u qu\u00e1 sau khi giao d\u1ecbch th\u00e0nh c\u00f4ng.<\/p>\n